Options For Getting Medical Bills Paid After A Bicycle Accident
Every bicycle accident is going to cause an injury in one way or another. If you hit a pothole while on a leisurely ride, you may just get a few bruises, but if you’re hit head-on by a car while biking, you could end up with serious brain injuries. Every accident is different and every accident will require a different amount of medical treatment. How are you going to pay for those medical bills? The following are a few options.
Personal Health Insurance
If the bicycle accident was 100% your own fault, you could use your personal health insurance to help pay for the medical costs. This may get your bills paid in entirety, or you might have a portion you’ll have to pay out of pocket. In either case, it could lessen the blow. Some auto insurance policies also cover bicycle crashes, so you may want to contact your auto insurer to see if that’s a possibility.
Workers’ Compensation
If you were riding your bike as part of your employment, you may be entitled to workers’ compensation. For example, you may have been delivering company brochures door-to-door, using your bike as transportation. Maybe you deliver fresh flowers or groceries as your employment, and you use your bike to make those deliveries. If you were in an accident and injured during the course of your employment, you could speak to your employer to see what type of coverage you have.
The Responsible Party’s Insurance Coverage
If the bicycle accident was another party’s fault, you can file a claim with his or her insurance company. If you were hit by a car, the driver should have auto insurance. You would need to contact that insurance company to let them know you’re planning to file a claim and to see how long you have to get it done.
A Lawsuit
If the driver who hits you is uninsured, or if the insurance company isn’t offering a large enough payout, you may choose to sue the person who hit you. Bicycle accident injuries can range from mild to quite severe, so you should always fight for what you are entitled to. A lawyer can help you create a case for compensation so you get what you deserve.
Contacting a Lawyer
After being injured in a bicycle accident, you may have some serious injuries. Contact a bicycle injury lawyer in Canoga Park, CA, such as from Unidos Legales, today for help in getting your medical bills paid.